We had our largest audience of the new year to hear Attorney Tom Skinner talk about legal issues that affect Homeowners Associ.ations.   It was nice to see a good representation of HOA Presidents around the lake take advantage of Tom's expertise.  .  A lengthy Q&A followed and property rights for primary and secondary owners, covenants, and liens were freely discussed.   A takeaway if you live in an HOA, make sure the covenants are updated.   Seek legal counsel, as appropriate.